Allianz Shield
A Customizable Variable Life Insurance Policy that Prepares You for the Unexpected
Allianz Shield is a regular-pay unit-linked life insurance solution that allows you to live every day of your life to the fullest. This policy provides you with the protection you need to freely embark on the life that you have envisioned for yourself.
Stay Protected While Securing Your Finances
This variable life insurance policy allows you to invest your money in expertly managed funds which you can use to boost your protection.
Payment Terms That Suit Your Financial Situation
With a life insurance and savings plan like Allianz Shield, you can be protected for at least Php 1,000,000, for as low as Php 6,000 quarterly.* This life insurance plan is also available in both Peso and US Dollar denominations, providing you the freedom to choose depending on your unique financial condition.
Features and Benefits
Free Life Event Benefit Rider
Cover any costs that go along with the different milestones and circumstances in life—such as marriage, childbirth, death of a family member, and involuntary loss of employment—with Allianz Shield. This life insurance policy comes with a FREE Life Event Benefit Rider, which will credit back up to Php 10,000 of the insurance charges you paid in the last 6 months.
We encourage you to speak with our Life Changers™ to find out more about the riders we offer so that you can find suitable coverage that can provide for your various life events.
Easy Access to Your Investment Funds
Allianz Shield allows you to withdraw from your investment funds if you encounter unexpected expenses. You can use the money you may have earned from those funds to cover the costs without using your budget. Withdrawals are free of charge for up to 4 times in one year.
Customizable Plan
Have the freedom to customize your plan depending on your protection needs and financial capabilities. With Allianz Shield, you have the option to choose how many years you wish to pay your premiums and what riders you want to include in your policy.
Get rewarded for your loyalty
Receive a Loyalty Bonus every five (5) years, provided that your policy remains in force and you pay your premiums regularly and on time. The Loyalty Bonus is equivalent to 2% of the average monthly Total Fund Value from the past five (5) years.
DISCLAIMER
Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy.
Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss.
For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration.
This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.